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Life Insurance

This is the foundation of most people’s plans. It tends to be the lowest cost option as it does what it says on the tin and pays out only in the event of death. All life cover plans offer Terminal Illness Cover free of charge. This is an additional benefit and will pay out if you are diagnosed with 12 months or less to live. Please note, this is very different to Critical Illness Cover.

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Life Insurance

Do I need it?

Life insurance is for your peace-of-mind, so you know your family will be financially protected in the event that you’re no longer around. It is wise to have some sort of cover in place so you do not burden your loved ones with any financial worries when you are gone.

What is it?

Life insurance is a way of helping your family cope financially when you die. It is intended to provide help to your loved ones when they can’t rely on your salary or income any longer.

 

The pay-out can be used to clear debts, pay off the mortgage or just cover everyday expenses. It could even pay for your funeral if you haven’t set anything aside for that.

Why get advice?

71% of all policies come from independent advice (ABI 2019). It pays to speak to someone who knows what they are doing before choosing your cover. This can save any unfortunate circumstances in the future if you have taken out the wrong policy.

 

Here at My Protection Guru we offer a free initial chat to find out exactly what you are looking for, before we guide you in the right direction with the correct policy.

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Speak to an adviser today about getting the right cover for you and your family. We always provide the best advice and the appropriate cover for your needs.

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A selection of client reviews

Mitch Pink was the best advisor and helped me a lot, finding the policy and company that suited my needs best!

Miss Hanton

I can’t fault this service. Danny was excellent and very transparent. He explained my options and made sure I understood everything.

Mrs Scott

Honest approach, straight forward and simple without hounding everyday for a response, which was nice.

Mr Roberts

Danny was so helpful and gave some really useful advice. Really pleased with the price and products I was recommended.

Miss Bailey